LINDUNG 24 Jam is introduced to provide round-the-clock protection for eligible employees throughout their employment period, including coverage for accidents that occur outside working hours and are not directly related to their job or duties.
Benefits:
Comprehensive protection for accidents not related to employment
24-hour coverage for employees
Cost of medical treatment financed by PERKESO
Contributions are fully borne by employees. Employee contribution rates will be implemented in phases:
Phase 1 (2026 – 2027 (First 2 years) | 0.75% |
2028 – 2030 | 1.0% |
2031 onwards | 1.25% |
This is mandatory and fully borne by employees. Employers shall pay contributions on behalf of employees for as long as the employee remains employed with them.
Under the Skim Lindung 24 Jam policy, SOCSO coverage will be extended to non-work-related incidents, including:
Accidents at home (e.g. slips and falls)
Weekend or daily commuting incidents (e.g. driving)
Accidents during shopping (e.g. malls, supermarkets)
Injuries during sports or physical activities
Excluded Cases:
Accidents happening outside the territory of Malaysia
Insured Persons (OB) who are foreign workers that misuse valid passes or permits issued by the Director General of Immigration or violate any conditions of entry under the Immigration Act 1959 / 63 [Act 155].
Self-employment injuries under Act 789.
Domestic injuries under Act 838.
Conditions caused by any illness such as diabetes, fever, high blood pressure, and others.