The Platform Workers CPF Transition Support (PCTS) scheme was announced in 2023 to mitigate platform workers' concerns about take-home pay with the increase in CPF contributions. PCTS will be provided from 2025 to 2028 as the CPF contribution rates for platform workers will be gradually increased to align with employee rates.
Who is eligible for PCTS?
To qualify for PCTS, a platform worker must meet all the following eligibility conditions at the point of assessment:
Is a Singapore citizen
Born in 1995 or later, or born before 1995 and opted in to increase his CPF contributions
Net income from platform work (after deducting Fixed Expense Deduction Amount), plus income from other employment sources, does not exceed $3,000 for the month
Has an increase in his share of CPF contributions to the Ordinary and Special Accounts (OSA) as compared to the previous year
How to Set Up Platform Worker Scheme in Talenox?
1) Go to Profiles > Company Details and set up the Platform Worker CPF submission number under Payroll Details.
2) Next, head to Profiles > Employee Listing > Statutory Details to select the CPF scheme
2) Select CPF Platform Worker Scheme and select the platform worker vehicle type
3) Select Platform Worker CPF increase as platform workers’ own share of CPF contributions rates will increase by up to 2.5%-points each year from 2025 to 2028,, until it reaches up to 20% in 2029, to align with employees. This applies to platform workers born in or after 1995, or born before 1995 and opted in to increased CPF contributions
4) Untick Platform Worker CPF Increase for employers born before 1995 who did not opt in to contribute to the 3 CPF accounts.
How is CPF Contributions for Platform Workers calculated on Talenox?
Platform Workers' CPF contribution will be computed based on gross earnings minus the Fixed Expense Deduction Amount (FEDA). The FEDA varies according to the mode of transportation you use for the job.
Apply the respective FEDA to your gross earnings to compute your net earnings.
Mode of Transport | FEDA |
Cars, vans, lorries, trucks | 60% |
Motorcycles, power-assisted bicycles, motorised personal mobility devices | 35% |
Bicycles, on foot (including use of public transport) | 20% |
Calculate your net earnings using the FEDA:
Net Earnings = Gross Earnings – Fixed Expense Deduction Amount (FEDA)
Your CPF contribution rate is based on your net earnings, age group and opt-in status:
CPF contributions = Net Earnings * Applicable CPF Contribution rate
I already have a CPF Submission Number (CSN) to make contributions for my employees. Can I use the same CSN to make contributions for my platform workers?
No. Each CPF Submission Number (CSN) has a unique payment code that identifies the different payment types made by platform operators to the Board.
For example, you will use the following to submit CPF contributions:
123456789-PTE-01 for employees
123456789-PWA-02 for platform workers who are mandated or opted in, and the contributions will be allocated to all CPF accounts
123456789-PWM-03 for platform workers who are not opted in, and the contributions will be allocated to their MediSave account only
You can download the contribution rates and additional examples here: